Build Adequate Model for Financial Loan and Insurance Service in Rural Area

摘要

There are some defects in the rural financial structure, such as the single structure of rural financial organizations, the monopolization keeping by Rural Credit Cooperatives (RCCs), the lack of rural financial market competition, the continual development inability of rural financial organizations, and a great deal flowing outward rural capital through rural financial organizations. Therefore, the effective measures of solving the rural financial blanking should heighten the accumulation of rural money and we should actively adopt the new model of accommodation between banking and insurance in order to guard against rural financial risks.