Loss Adjuster in the Insurance Claim of Project

摘要

In the insurance claims of project, insurers can not take charge of the whole locality by themselves in the face of high technical questions. And the interest with regard to the amount of money of claims of both sides (insurers and insurants) is contradictory. This paper proposes that insurers and insurants could relegate this work to loss adjusters. The loss adjuster is one of an insurance intermediary subjects, forms three major pillars on the intermediary market of insurance in China with insurance agent and insurance broker. The regulation of loss adjuster management defines "loss adjuster" as "specialize unit in the insurance market which accepts commission, assesses, investigates on the spot, appraises and calculates business etc.". The loss adjuster helps both sides to settle claims as the other neutral person, and to reduce the contradiction and disputes which are b responsibility rought in the insurance claims of project. Besides, relevant measures to solve the problems in the insurance claim of project are proposed in the end of the text.