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The Efficiency of Decreasing Payment Amounts in Mobile Commerce and Ubiquitous Computing

机译:降低移动商务和无处不在的计算金额的效率

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Personalised, location-related and differentiated services in the mobile digital economy create a demand for suitable pricing models. In the case of disaggregated "microservices" (e.g., small digitalized information or service units), as well as for the acquisition of low-value physical goods, the deployment of micropayments seems appropriate. This paper analyzes the economic efficiency of marginal transaction amounts in MCommerce by applying the theoretical approach of transaction cost economics. For this purpose, a separation of technical and cognitive transaction costs is applied. The influence of selected determinants such as specifity, uncertainty and bounded rationality on transaction costs in Mobile Commerce Micropayments is analyzed. The theoretical results imply a more likely application of micropayments for physical goods such as beverages or parking tickets than for digital goods and services. In addition, indicators for a significant abovezero lower limit of transaction amounts in Mobile Commerce are presented.
机译:移动数字经济中的个性化,与定位和差异化的服务创造了适合合适定价模型的需求。在分列的“微服务”(例如,小型数字化信息或服务单位)的情况下,以及获取低价值的物理商品,微挖的部署似乎是合适的。本文通过应用交易成本经济学的理论方法分析了Mcommerce中边缘交易金额的经济效益。为此目的,应用了技术和认知交易成本的分离。分析了所选决定因素的影响,如具体情况,不确定性和有界合理性关于移动商务微挖的交易成本。理论结果意味着更有可能适用于饮料或停车场等物理商品的微挖,而不是数字商品和服务。此外,还提出了用于移动商务中交易金额的显着高度限制的指标。

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