Changes in Shaping the Banking Environment

摘要

The goal of this article is to show the changes in shaping the banking environment. The analysis of these changes caused by the technological development aims at illustrating which banking functions have lost their original meaning or vanished, and which functions developed from scratch. The research method is based primarily on the selected examples from existing banks in cities, as well as on the analysis of source materials, i.e. scientific literature. The process of computerization and automation of banking operations becomes an important issue. The rapid development of technologies is mirrored in the bank and client relationship. This development affects not only the way of shaping the interior, but also the operations performed and appearance of banks. New technologies have fundamentally transformed both buildings design and the whole financial services sector. Electronic banking, which definitely has many advantages, is the most popular type of banking. It leads to wider savings and also helps to reduce the need to open traditional branches of banks. Now, the percentage of the financial and banking operations conducted via electronic means is increasing and clients are also supported by ATM machines and retail offices.