Study on Online Business Innovation of Chinese Commercial Bank

摘要

In order to answer the electron impact on traditional banks, the creation and development of online banking have become a must of development of the banking industry. This is for the domestic commercial banks new areas of competition, so the development and innovation of Internet banking will be considered as the focus of future development of the banking industry. In this paper, through the business comparison of China's 10 major commercial banks, the author points out the preponderances on cost control mechanism, management mechanism, internationalization of bank and versatility of bank in China, as well as the lack of the management of quality of personnel, the lack of the security measure standard and the lack of marketing capacity of Chinese banks, etc. from this point to set out will the measures for innovation of online banking by the author proposed.