Based on the defined concepts of loan risk and assessment of loan risk in commercial bank, this article classifies the loan risk into four categories: object risks, loan terms risks, management risks and system environment risks, and then discuss the risk assessment method from the model AHP. The process is: establishing a hierarchical model and structure comparison matrix, calculating the relative weight and making consistency test of the matrix, then evaluating the results comprehensively. At last, this show conolnsion, that AHP is simple and easy to operate.
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