Chinese Urban and Rural Pension Insurance Problems Discussion and Analysis in View of Social Fairness

摘要

Established market economy system makes the pension insurance system to be broken under the planned economy, and the new urban and rural endowment insurance system is being explored. Pension insurance is the product of socialized mass production, in essence which reflects the social fairness and justice. Although Chinese urban and rural pension insurance business has made some achievements, there are still many problems, such as: the system is incompatible with consummates; urban-rural pension insurance is inequality and the gap between the level of insurance is getting wider and wider; public finances has tremendous pressure; fund maintain and enhance difficulty, financial and insurance varieties less; the fund financial control is chaotic, supervising mechanism is imperfect and so on. This paper deeply discusses the reasons for these problems and puts forward suggestions and countermeasures to solve the problems of urban and rural old-age insurance based on the social justice sight.