Studies on the Management of Financial Budget for Establishment of Branches of Joint-Stock Commercial Banks (ID: 8-106)

摘要

Establishing branches is the greatest and most fixed capital expenditure of joint-stock commercial banks. At present, joint-stock commercial banks either less emphasizes the management of financial budget for the establishment of branches or the management method is not scientific enough, thus lead to cost out of control. The paper proposes to manage the financial budget for the establishment of branches of joint-stock commercial banks on a project base. For this purpose, a scientific financial budget management structure shall be firstly established to the establishment of branches. The paper further proposes branch establishment cost estimation and break-even point deposit volume measurement model, which provides a new idea for the management of financial budget for branches establishment of joint-stock commercial banks.