Study on the Financing Difficulties of the Rural SMEs and Countermeasures

摘要

As the main body of rural enterprises, the small and medium-sized enterprises(SMEs) in rural areas has made tremendous contributions to the addition of farmers' income and the rural economic prosperity, and occupy an important position at the process of advancing the construction of the new socialist countryside in China, but the problem of financing restricts their development and influences them to play their role. Based on the analysis of the characteristics of the rural SMEs, the paper studies the major financing difficulties faced by the rural SMEs and advances the practical measures, such as the development of small and medium-sized financial institutions in rural areas, the standardization and legalization of informal finance, and the vertical cooperation of formal finance and informal finance.