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Dimensions and Influencing Factors of Life Insurer's Managerial Performance

机译:人寿保险公司经营业绩的维度和影响因素

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摘要

This paper presents a two-stage data envelopment analysis (DEA) model to measure managerial performance of life insurers in China.Performance is measured by marketing efficiency in the first stage,and profitability efficiency in the second stage.In addition,this paper uses the Tobit regression model to examine factors that influence managerial efficiency.Regression results show that marketing capability can be explained by ownership,ratio of retained premium,ratio of expense to premium,ratio of bank deposit and human resource quality,while profitability can be explained by firm size,ratio of equity to premium,ratio of expense to premium and loss ratio.
机译:本文提出了一个两阶段的数据包络分析(DEA)模型来衡量中国寿险公司的管理绩效。绩效由第一阶段的营销效率和第二阶段的获利效率来衡量。用Tobit回归模型检验影响管理效率的因素。回归结果表明,营销能力可以由所有权,保留溢价比率,费用与溢价比率,银行存款比率和人力资源质量来解释,而盈利能力可以由公司来解释规模,权益与溢价之比,费用与溢价之比和损失率。

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