论海上保险代位求偿权

摘要

In order to perfect the existing marine insurance subrogation law system, the nature of marine insurance right of subrogation is identified as a legal transfer of creditor' s right by analyzing the legal basis of marine insurance right of subrogation from the view of its legal principle. By probing into the condition and way of exercising the marine insurance right of subrogation, it is made clear that the insurer should exercise the marine insurance right of subrogation in his own name, and that the right should be exercised within the amount of compensation actually paid by the insurer; through the analysis of the legal principle and the exploration of the legislation purpose of the legal provisions, the conflict in the existing marine insurance subrogation law system and the solutions are elaborated.%为完善我国现行海上保险代位求偿法律制度,从海上保险代位求偿权的法理分析海上保险代位求偿权的法律基础,将海上保险代位求偿权定性为债权的法定转让；通过探讨海上保险代位求偿权的行使条件和行使方式,明确保险人应当以自己的名义行使海上保险代位求偿权,且该权利的行使应当以保险人实际支付的保险赔偿金额为限;通过法理分析以及对各法律条文立法目的的探究,阐述我国当前海上保险代位求偿立法中存在的冲突及解决方法.