Virtual prepaid - or credit card and method and system for providing such a and for electronic payment transactions

摘要

Virtual prepaid - or credit card, as a data record, free of a physical substrate, wherein the data for this purpose, a holder to authorize, which is in its possession, for a product or a service to numbers, in particular in the context of an online - transaction, or cash to be obtained, wherein the data set on the basis of a credit card account or a previously - payment account, and to a system in response to a in the result of a registration procedure of the owner is output at a control signal is generated, wherein the data set to a telecommunications - terminal, in particular a mobile telephone, of the registered owner for the display and is available for the sending.