This article is trying to study the theory and application of sue & labour clause,mainly discussing the duty of the assured and the duty of the insurer and presenting the viewpoint that the duty of the assured is prime and the duty of the insurer is secondary so that we can master and apply it correctly.%通过对施救制度中被保险人的施救义务、保险人的补偿义务和施救条款的应用等方面的论述,探讨了海上保险中施救制度的理论和应用,并提出在施救制度中被保险人的施救义务是第一位的,保险人的补偿义务则是第二位的,期望同业能准确理解和把握施救制度内涵,予以正确的应用.
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