Hybrid Electronic Money Conversion System and Method For Converting and using Hybrid Electronic Money

摘要

The present invention relates to a hybrid electronic money conversion system, and to a hybrid electronic money conversion and use method. In the present invention, the user who operates the user terminal 100 accesses the electronic money server 300 through the network 200 before and after purchasing an electronic money gift certificate offline or online to receive electronic money conversion application data. User terminal 100 for performing storage and installation for the electronic money conversion application; And according to the electronic money gift certificate information transmitted from the user terminal 100, the coin ID corresponding to the electronic money gift certificate and the amount information matching the electronic money gift certificate branch number are searched in the database 330, and then matched with the searched amount information A user terminal (100) for coins (electronic money) in a way that the "coin accumulation value" issued by issuing a coin, which is an electronic currency, is matched with the electronic money gift certificate unit information among the member unit information by using the member ID as metadata. ) by storing the member ID as metadata, an electronic money server 300 that provides coin charging to the user; It may be characterized in that it comprises a. Thereby, in order to overcome the limitation that a new payment system such as the existing mobile-based payment method is a means of payment but not a value method, and that the coin transaction system is a present value method, it is not a direct payment method. While expanding the concept of value investment in money, it provides the effect of activating transactions.