The present application discloses a payment information processing method, apparatus, device, and computer readable storage medium. The payment information processing method includes: obtaining an environment image collected by a mobile acquiring device, in response to an acquiring request sent by the mobile acquiring device; determining a payment environment confidence level of the mobile acquiring device according to the environment image, under a condition that the mobile acquiring device obtains payment card information; determining a payment information processing result according to the payment environment confidence level. According to embodiments of the present application, the environment image collected by the mobile acquiring device can be used to determine the payment information processing result related to a transaction risk, so that when a merchant uses the mobile acquiring device to initiate a transaction, security of a payment card account of a cardholder can be improved.
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