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Methods, systems, and computer program products to enable virtual card present status for a shopper based on purchase history

机译:方法,系统和计算机程序产品以基于购买历史为支持购物者的虚拟卡现状

摘要

A method includes performing operations as follows on at least one processor: receiving credentials from a shopper, the credentials being associated with a purchase from a merchant, evaluating a history of purchases by the shopper from the merchant, determining that the shopper is entitled to virtual card present status from a financial institution based on evaluating the history of purchases, and sending a payment authorization request message for the purchase to the financial institution that comprises an indication that the shopper is entitled to virtual card present status.
机译:一种方法包括在至少一个处理器上执行操作:从购物者接收凭证,从商家从商家购买凭证,从商家评估购物者的购买历史,确定购物者是否有权获得虚拟卡在一家金融机构的现状,基于评估购买历史,向金融机构发送支付授权请求消息,以指示购物者是否有权获得虚拟卡现状状态。

著录项

  • 公开/公告号US11037157B1

    专利类型

  • 公开/公告日2021-06-15

    原文格式PDF

  • 申请/专利权人 INMAR CLEARING INC.;

    申请/专利号US201414282016

  • 发明设计人 JEFFREY TOEWE;

    申请日2014-05-20

  • 分类号G06Q40/02;G06Q20/40;

  • 国家 US

  • 入库时间 2022-08-24 19:19:30

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