System, method and article of manufacture for verifying the operation of a remote transaction clearance system utilizing a multichannel, extensible, flexible architecture

摘要

An architecture for verifying the operation of a remote transaction clearance system is disclosed. A merchant-controlled computer communicates with a test gateway computer over a communications channel. The merchant-controlled computer transmits messages representing test transactions to the test gateway computer on the communications channel. The test gateway computer responds with simulated transaction responses. In another aspect of the invention, the transaction responses include configuration data that is used by the merchant-operated computer to configure itself to access a production gateway computer.