FIDUCIARY AGENTS FOR THE OPEN DISTRIBUTION OF ELECTRONIC MONEY.

摘要

DESCRIBES A SYSTEM FOR THE OPEN DISTRIBUTION OF ELECTRONIC MONEY THAT HAS A CLIENT CONFIDENT AGENT WITH A FIRST MONEY MODULE, A COMMERCIAL CONFIDENCE AGENT THAT ESTABLISHED A FIRST SECURE SESSION CLOSED WITH THE CLIENT CONFIDENCE AGENT AND ASSOCIATED WITH A SECOND MONEY MODULE. WHERE THE MONEY MODULES ESTABLISH A SECOND SECURE SESSION IN AN ENCRYPTED MANNER. THE CLIENT CONFIDENCE AGENT PROVIDES PURCHASE OR SALE INFORMATION WITH ELECTRONIC MONEY AND AN ACCOUNT CREDENTIAL TO THE COMMERCIAL CONFIDENCE AGENT, AND THE COMMERCIAL CONFIDENCE AGENT PROVIDES A RECEIPT TO THE CLIENT CONFIDENCE AGENT. THE COMMERCIAL TRUST AGENT ACCESSES AN AUTHORIZATION NETWORK AND INITIATES AN AUTHORIZATION PROCESS USING INFORMATION FROM PURCHASE OR SALE INFORMATION WITH ELECTRONIC MONEY AND ACCOUNT CREDENTIAL. ON RECEIPT OF THE AUTHORIZATION, THE COMMERCIAL TRUST AGENT INITIATES A TRANSFER OF ELECTRONIC MONEY FROM THE SECOND MONEY MODULE TO THE FIRST MONEY MODULE IN THE CASE OF PURCHASE, OR INITIATES A TRANSFER OF ELECTRONIC MONEY FROM THE FIRST MONEY MODULE TO THE SECOND MONEY MODULE IN THE CASE OF SALE.