PURPOSE: A method for publicly collecting small sum of investment in a field of cultural art through the Internet and distributing gains is provided to easily determine small sum of investment on the Internet by enabling netizens to select a payment method and a gains providing method. CONSTITUTION: Points accumulated from a point issuing company of which an investor become a member are applied as invested capital in order not to generate the required sum through a bank account. In addition, the invested capital is added to charges used requested from a cellular phone service company of which the investor becomes a member. The investor clicks an advertisement and a question provided on an Internet homepage capable of investing in a section of a cultural art and providing gains. In addition, the investor accumulates the points according that and applies the points as an amount invested.
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