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System for providing financial service to repay after predetermined period using a credit card through on-line

机译:通过信用卡在线提供金融服务以在预定期限后还款的系统

摘要

The present invention relates to a financial service system and method, and in particular, through a combination of a loan service of a financial institution and a partial repayment service for a customer's sales of a credit card company, a deferred temporary repayment or a deferred partial repayment for goods purchased by a customer The present invention relates to a deferred repayment financial service system and method using a credit card online to provide a service.;According to the present invention, by designing a system that allows the settlement of payments made using a credit card through a combination of financial services provided by a card company and a financial institution in a deferred payment or deferred payment method, You can purchase the necessary goods immediately and pay the goods in a lump sum or in installments after a fixed period of time without spending time for a separate mortgage or credit check. In terms of financial institutions, it is possible to provide indirect card loan services by supporting loans for the purchase price of goods without directly issuing credit cards. Loan service for purchase amount of goods through partnership This can increase the revenue generated.
机译:金融服务系统和方法技术领域本发明涉及一种金融服务系统和方法,尤其涉及金融机构的贷款服务和信用卡公司的客户销售的部分还款服务,递延暂时还款或递延部分结合的组合。客户购买的商品的还款本发明涉及使用在线信用卡提供服务的延期还款金融服务系统和方法。根据本发明,通过设计一种系统,该系统允许结算使用通过卡公司和金融机构通过延期付款或延期付款方式提供的金融服务的组合使用信用卡,您可以立即购买必要的商品,并在固定时间后一次性或分期付款无需花费时间进行单独的抵押或信用检查。在金融机构方面,可以通过支持商品购买价格的贷款来提供间接卡贷款服务,而无需直接发行信用卡。通过伙伴关系购买商品的贷款服务这可以增加产生的收入。

著录项

  • 公开/公告号KR200264165Y1

    专利类型

  • 公开/公告日2002-02-19

    原文格式PDF

  • 申请/专利权人 정찬익;

    申请/专利号KR20010034353U

  • 发明设计人 정찬익;

    申请日2001-11-08

  • 分类号G06F17/60G0;

  • 国家 KR

  • 入库时间 2022-08-22 00:28:56

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