SYSTEM AND METHOD FOR MANAGING INQUIRY OF FAMILY CREDIT INFORMATION BASED ON INTERNET

摘要

PURPOSE: A system and method for managing inquiry of family credit information are provided to inquire, read, and manage credit information of a family by designating a specific person out of the family as a credit information manager. CONSTITUTION: Internet terminals(100,200) are connected to a credit information company web server(370) and designate a specific person out of the family as a credit information manager. The web server(370) transmits and receives data to the Internet terminals(100,200) and a main server(300). A credit information main server(300) inquires personal information of an applicant from a member information DB(330) and a family member DB(340). If an identity of the applicant is uncertain, the credit information main server(300) outputs a refusal message. If an identity of the applicant is certain, personal information of the applicant is inquired. In the qualification of the applicant is approved, the applicant is registered in a family member DB(340) as a credit information manager and the registration is transmitted to a corresponding family through communication media. The credit information main server(300) collects credit information of the family from a credit information supply institution(600) and a specific Internet web site(700) and stores the credit information in each database. In the case that a member of the family requests a credit information reading and management, the credit information main server(300) refers to the member information DB(330) and a family member DB(340), and checks whether the member is the credit information manager. If the credit information manager is confirmed, the requested credit information is supplied to a personal terminal of a member of the family or the credit information manager.