PROBLEM TO BE SOLVED: To reduce the risk of selling price fluctuation at the auto-auction market of an automobile when a sold automobile is returned based on the contract.;SOLUTION: A customer 7 purchases an automobile 6 from a dealer 4. The customer 7 pays a price calculated by subtracting a residual price(a price at which the automobile is estimated to be sold at an auto-auction market 8) when the automobile is returned from a selling price to a credit company 5 under a contract that the automobile 6 is returned after a predetermined period. A mediating company 2 guarantees the residual price of the automobile 6 to the credit company 5 cooperatively with a special purpose company 3. The special purpose company 3 sells the automobile 6 at the auto-auction market 8 when the automobile 6 is returned, and pays the guaranteed residual price to the credit company 5. The special purpose company 3 groups the plurality of returned automobiles 6 for management to distribute any risk that the selling price of the automobile 6 is turned to be less than the residual price.;COPYRIGHT: (C)2004,JPO
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