首页> 外国专利> Consideration payment management method and server, consideration payment management progeam and computer-readable recording medium, and consideration payment management medium and consideration payment recording medium

Consideration payment management method and server, consideration payment management progeam and computer-readable recording medium, and consideration payment management medium and consideration payment recording medium

机译:代价支付管理方法和服务器,代价支付管理程序和计算机可读记录介质,以及代价支付管理介质和代价支付记录介质

摘要

The invention proposes a counter value payment managing method and a server therefore, which relieves a payer from shouldering the payment of counter values. Further, the invention proposes a value payment managing program, a computer-readable recording medium, a value payment managing medium, and a value payment recording medium. The method manages the payment of a counter value from a payer to a payee by granting a credit limit corresponding to the counter value, and is executed by a server which receives a payee's counter value, sets a credit limit on the basis of the counter value, receives payee's credit transaction values, calculates a sum of guarantee money to be paid by the payer on the basis of the credit transaction values, and updates the credit limit by deducting the calculated guarantee money from the credit limit. The payer may grant a credit limit corresponding to a counter value to a payee, so that payer can pay a necessary sum of money to the payee within the counter value whenever the payee wishes. Therefore, the payer is not required to prepare an entire amount of money on a day when the counter value is paid, which relieves the payer from the burden of paying the counter value.
机译:本发明提出了一种柜台价值支付管理方法和服务器,从而减轻了付款人承担柜台价值支付的负担。此外,本发明提出一种价值支付管理程序,计算机可读记录介质,价值支付管理介质和价值支付记录介质。该方法通过授予与柜台值相对应的信用额度来管理从付款人向收款人的柜台价值的支付,并且该方法由接收收款人的柜台价值的服务器执行,并根据柜台值设置信用额度,接收收款人的信贷交易价值,根据信贷交易价值计算付款人要支付的保证金总和,并通过从信贷额度中扣除计算得出的保证金来更新信贷额度。付款人可以将与柜台价值相对应的信用额度授予收款人,以使付款人可以在收款人希望时在柜台价值内向付款人支付必要的款项。因此,付款人不需要在支付柜台价值的那一天准备全部金额,这减轻了付款人负担支付柜台价值的负担。

著录项

  • 公开/公告号US2005222950A1

    专利类型

  • 公开/公告日2005-10-06

    原文格式PDF

  • 申请/专利权人 TOSHIKAZU OOBAN;

    申请/专利号US20040508549

  • 发明设计人 TOSHIKAZU OOBAN;

    申请日2003-03-28

  • 分类号G06F17/60;

  • 国家 US

  • 入库时间 2022-08-21 22:21:48

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