Systems and methods for implementing account-to-account international money exchanges

摘要

Disclosed are systems and methods for effecting international online financial transactions between individuals or between individuals and entities such as banks, merchants and other companies. In one embodiment, users are able to access one or more fund exchange servers to establish online accounts, which may then be used to transfer funds in a different currency to and from other user online accounts which may be in different countries. In another embodiment, a transfer request from a first user to transfer funds from a first online account to a second online account is processed, where the transfer request is made in a first currency. If accepted, the transfer request may be filled by depositing the requested funds in the second online account in a second currency.