Method for monitoring cash reserves and determining potential investments for purchase while managing individual or multiple investment portfolios

摘要

It is common in the art to utilize various fundamental or technical indicators in deciding when to purchase a security and this is typically a manual process. The present invention automates this process. The present invention defines a target portfolio for a client that details the securities and respective percentages that should be invested in each security. The system of the present invention continually compares the target portfolio to the client's actual portfolio to determine when there is excess cash available to invest. When there is excess cash available, the system generates a list of securities and amounts for that account each day that should be purchased based on the differences between the actual and target portfolios. The price movements of each security on a buy list are then continuously monitored, the various fundamental or technical indicators tracked, and the user alerted when the fundamental or technical indicators signal a buy for that specific security. The system of the present invention then presents the user with a list of accounts that have cash available and the amounts that need to be invested in that security. From there the user can execute any desired trades.