The present invention concerns the technical aspects of applying ethics to the field of investment industry. It provides an ethically coherent and scientifically logical Method for allocating assets in portfolios of investments to alleviate critical tensions that lead to financial, social and environmental systemic imbalances; it also provides a model Fund product that applies this Method. The said Method, through which ratios for allocating the assets are determined, takes into consideration at least four objective factors: the priority of investment needs in a given country at a given time and the concerns of the three main protagonists of the investment system in order to reduce systemic tensions that generate frequent liquidity crisis of the financial markets in monetized economies.;This is a novel mechanism to provide equality in access to both information and credit and thereby contributes to: a stable increase in financial return on investments; an optimal allocation of human resources through the creation of employment in both hard and soft currency countries, and an environmentally optimal depletion of natural resources through the development of democratic model of service economies in a continuous process. The implementation of the project is assisted by a computer program and a data base product, and monitored through an ethically coherent business organization method.
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