A MOBILE DEVICE HAVING AN INFRARED TRANSCEIVER COMBINED WITH OPTICAL POINTER AND FINANCE SETTLEMENT SYSTEM USING THEREOF

摘要

The financial payment system using mobile devices and having an optical pointer combined infrared transceiver module of the present invention The mobile communication direction which induces an infrared light through the financial payment pointer using light pointer, infrared communication is coupled with the plastic material in the infrared band of the light transmitting and receiving module or attached to the antenna of the mobile unit sends the payment information in that direction equipment, point by point, and is composed of light which payment terminals receive and process payment approval request and payment to the financial institution infrared receiver, and the received billing information for receiving the billing information transmitted from the mobile device. Light pointer lens, a laser diode, and the drive circuit to the size or to reduce the overall physical size wonchiphwa configured to facilitate the mounting on the mobile device, in order to prevent the focal length change and the laser or other IR communication disturbance by visible light is configured to apply the optical filter. Thus, the invention gives to induce the exact direction to the infrared receiver infrared communication using an optical pointer increases the success rate of infrared communication, to apply them to the mobile devices for financial settlement provides an effect to present a new type of mobile payment system .