A comprehensive healthcare analytic and predicative modeling system that tracks costs for patients on a long term basis (greater than 6 months, one-year, or more) to assess the long-term effectiveness of various treatment options. Based upon the evaluation of the long-term effectiveness of various treatment options, the system then delivers a predictive model, which is based on data extracted and aggregated from dissimilar databases, that analyzes up-to-date economic and clinical outcomes, and then, using this data, can estimate long-term future treatment results from an economic and clinical perspective. Also disclosed herein is a personal electronic medical record on a computer network created by a medical provider on the authorization of the patient and controlled by the patient. Lastly, disclosed herein is a computer system for the consolidation of medical and financial data from disparate databases into a unitary data format.
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