INTERCONNECTION PAYMENT SYSTEM FOR A COMPATIBLE TRANSPORTATION CARD, AND METHOD FOR OPERATING AN INTERCONNECTION PAYMENT SYSTEM

摘要

The present invention relates to an interconnection payment system for a transportation card that is compatible throughout a country, and to a method for operating an interconnection payment system. According to the present invention, transportation card transaction list information is collected by a payment server of a company from a separate transportation card terminal, the information is sorted by a transportation card provider, and transaction list information on transportation cards provided by other companies according to standard payment criteria and interconnection payment request information on the transaction list information on transportation cards provided by other companies are transmitted to other company payment servers via a network. Also, if preinstalled payment return reason information in the transaction list information received by the payment server of the company does not exist as a response to the information on the interconnection payment request to the payment server of the company, the payment server of the other company transmits interconnection payment authentication information and interconnection payment authentication list information according to the standard payment criteria via the network and includes the information in interconnection payments. Therefore, according to the present invention, an interconnection payment system is formed that can enable the settlement of a balance used and payment, on the basis of common standard payment criteria between a card providing company and a card settlement company, in order to provide user convenience for a transportation card, prevent overlapping investing in systems, and implement a secure transportation card system to be commonly used throughout the country.