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PEER-TO-PEER AND GROUP FINANCIAL MANAGEMENT SYSTEMS AND METHODS

机译:点对点和集团财务管理系统和方法

摘要

Peer-to-peer and group financial management are provided. A payment processor is described for creating and managing electronic payment accounts and an accounts database to store account data from the payment processor, which is configured to receive a payment request from a payer, the payment request including information to identify a payee and a payment amount. The payment processor may also determine if the accounts database includes an account associated with the payee, and based on a determination that the accounts database includes an account associated with the payee, send an electronic message to the payee that notifies the payee of the payment request.
机译:提供了点对点和团体财务管理。描述了一种用于创建和管理电子支付账户的账户处理器以及用于存储来自该账户处理器的账户数据的账户数据库,该账户数据库被配置为接收来自支付者的支付请求,该支付请求包括用于识别收款人和支付金额的信息。 。支付处理器还可确定账户数据库是否包括与收款人相关联的账户,并且基于对账户数据库包括与收款人相关联的账户的确定,向收款人发送电子消息,以通知收款人支付请求。 。

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