Peer-to-peer and group financial management are provided. A payment processor is described for creating and managing electronic payment accounts and an accounts database to store account data from the payment processor, which is configured to receive a payment request from a payer, the payment request including information to identify a payee and a payment amount. The payment processor may also determine if the accounts database includes an account associated with the payee, and based on a determination that the accounts database includes an account associated with the payee, send an electronic message to the payee that notifies the payee of the payment request.
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