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FINANCIAL INSTITUTION COOPERATION SYSTEM AND METHOD, TIE-UP FINANCIAL INSTITUTION SYSTEM, SECURITIES COMPANY SYSTEM, AND PROGRAM THEREOF

机译:金融机构合作系统和方法,捆绑型金融机构系统,证券公司系统及其程序

摘要

PROBLEM TO BE SOLVED: To provide a financial institution cooperation system and method, a tie-up financial institution system, a securities company system, and a program thereof, capable of reducing customer's time and effort at when an additional deposit is required for a credit transaction.;SOLUTION: With a financial institution cooperation system 10, when an additional deposit is required for a customer conducting a credit transaction, a securities company system 20 sends a required amount of the additional deposit to a banking system 50. The banking system 50 uses the required amount of the additional deposit to select and terminate at least one term deposit before maturity from among term deposits stored in a term deposit account DB 60. The additional deposit acquired by this termination is sent from the banking system 50 to the securities company system 20. Thereby, a payment to a multi-purpose securities account in a multi-purpose securities account DB 40 is conducted.;COPYRIGHT: (C)2012,JPO&INPIT
机译:解决的问题:提供一种金融机构合作系统和方法,联合金融机构系统,证券公司系统及其程序,能够减少客户在需要额外存款以获得信贷时的时间和精力。解决方案:对于金融机构合作系统10,当进行信贷交易的客户需要额外的存款时,证券公司系统20将所需数量的额外存款发送到银行系统50。银行系统50使用所需的额外存款金额从定期存款帐户DB 60中存储的定期存款中选择并终止至少一笔到期的定期存款。通过这种终止方式获得的额外存款从银行系统50发送至证券公司系统20。由此,向多用途证券账户DB 40中的多用途证券账户进行支付。 :(C)2012,JPO&INPIT

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