Method for allowing payment using credit card, involves performing vocal comparison of user with banking server, and performing vocal authentication of user to validate access or to inhibit access to banking server

摘要

The method involves allowing access to a banking server (1) for management of payments, and for activation of a credit card. The banking server is accessed by introduction of identification data on a personal computer (2). A vocal comparison of a user is performed with the banking server. A vocal authentication of the user is performed to validate access or to inhibit access to the banking server. The access to the banking server is provided by dynamic generation of a cryptogram for allowing payment using the credit card. An independent claim is also included for a system for securing a payment using a credit card.