Systems and methods for utilizing models that incorporate economic influences to predict transactions and/or events. In one embodiment, a method is described that generates a predictive model that may incorporate economic influences, such as weekdays in a month, lagging economic indicators such as unemployment data, leading economic indicators such as an industrial index, energy costs such as the price of gas, and real-world events such as precipitation, and utilizing the predictive model to predict events such as car insurance claims.
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