A system for processing of loans for use by subscriber of a communication network

摘要

A system for the processing of a notification about a request to a network usage credit for a mobile communication network (100), wherein the system comprises:– a connecting element for a connection with a network operator and the systems of the network operator;– a computer memory for the storage of code segments, and a database for credit balances; input means for sending of a agreed upon request by the communication network and the systems of the network operator:– a processor for processing of code segment combinations and to facilitate an access to the database for confirming the credit application;– a transmission device for the credit of the amount to the balance and the reversal of the amount and the charge for the service of the balance, when the stipulated conditions occur,characterized in that the system is divided into four programming modules:– a application processing module (50), which is configured for this purpose.• the notification of the request to a network usage credit to a balance, the an account of the subscriber (10) of the communications network (100) is assigned to receive and• the received notification of the application are to be machined, in order to check whether the subscriber (10) to a network usage credit is authorized,– a loan approval module (60), which is configured for this purpose,• with a billing system (22) of the operator of the communication network (100), in order to cooperate in the billing system (22) of the credit amount to the account of the subscriber (10), to be entered when the application processing module (50) determines that the subscriber (10) for obtaining the loan is authorized,– a debit module (70), which is configured to automatically,• the account of the subscriber (10) in the billing system (22) for the charge for the service and to load the credit amount by the loan approval module (60), and have been booked– a statistics module, which is configured for this purpose, the request of a real-time report customer service department of the operator by means of the activities of each subscriber is to be produced, wherein this report on the basis of the information is produced in a unitary database (82) are stored, which is configured for,• the processing and statistical data of all modules (50, 60, 70) of the system to store.