PROBLEM TO BE SOLVED: To provide a financial institution cooperation system, a financial institution system, a financial institution cooperation method, and a program capable of quickly performing a process without being affected by cooperated external systems.;SOLUTION: When a deposit balance (A) of a comprehensive securities account is insufficient for a disbursement amount (Y) from the comprehensive securities account that is requested by a customer, or when it is insufficient even when an MRF balance (B) is added to the deposit balance (A), a financial institution cooperation system 10 first disburses a deficiency amount (F) from an ordinary account mirror balance (C) in a stock company side to supply the deficiency of the deposit balance, then disburses the requested disbursement amount (Y) from the deposit amount, and after that transmits a disbursement request of the deficiency amount (F) from an ordinary account balance (D) to a bank side.;COPYRIGHT: (C)2013,JPO&INPIT
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