METHOD FOR PROVIDING GLOBAL FINANCIAL SERVICES BY USING COMMUNICATION APPLICATION AND BANK SERVER THEREFOR

摘要

The present invention relates to a method for providing online banking services between countries by using an application installed in a mobile device or a computer, and a device therefor. A method by which a bank server provides financial services to an international user who has been registered in a platform provider server, according to the present invention, receives, by a second country bank server, a request to open a second country virtual account for a first country user from a first country bank server when a first country virtual account is set up in the first country bank server for the first country user who uses a communication application provided by a first country platform provider server, and transfers, by the second country bank server, to the second country virtual account, money of a second country currency which is exchanged from the original amount of money of a first country currency deposited in the first country virtual account, when a request to exchange money is read from a chat message of the first country user inputted through the application.