SYSTEM UTILIZING A RETIREMENT SCORE TO ASSESS AN ABILITY TO SURVIVE A MARKET EVENT BASED ON USER INVESTMENTS

摘要

Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to access the assets and the liabilities of a user over a network of servers, wherein the assets include illiquid assets and liquid assets, wherein the assets and the liabilities comprise a balance sheet; determine asset values and liability values; determine a retirement score based on the asset values and the liability values; and determine a market event; and determine an increase or decrease in the retirement score based on the market event.