ONLINE PAYMENT SYSTEM AND ONLINE PAYMENT SYSTEM-BASED SOCIAL NETWORKING PLATFORM CONSTRUCTION METHOD

摘要

Disclosed are an online payment system and an online payment system-based social networking platform construction method, belonging to the technical field of Internet payment. The online payment system comprises a first bank server providing a paying party bank account, a second bank server providing a receiving party bank account, and an online payment platform. The online payment system-based social networking platform construction method comprises the following steps: S1) a payment transaction record is generated according to a completed payment transaction; S2) user information including paying party basic information and receiving party basic information is extracted from the payment transaction record, and a social networking platform used for information exchange and sharing between different users is constructed on the basis of the user information. The online payment system of the present invention supports an online rapid payment function. The online payment system-based social networking platform of the present invention can promote major development of online payment means.