PERSON TO PERSON AND SOCIAL NETWORK ELECTRONIC TRANSACTIONS USING RICH MEDIA

摘要

Systems and methods for providing payment request management includes receiving, through a network from a first sender device associated with the first sender, a payment request associated with the first sender and a receiver. A personalization configuration associated with the payment request is determined. A personalized payment message is received through the network from the first sender device according to the personalization configuration. The personalized payment message is stored in association with the payment request. The payment request with the personalized payment message is communicated through the network to a receiver device associated with the receiver to cause a display of the payment request and playing of the personalized payment message on the receiver device.