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SYSTEMS AND METHODS FOR IDENTIFYING SPREE SHOPPING BEHAVIOR
SYSTEMS AND METHODS FOR IDENTIFYING SPREE SHOPPING BEHAVIOR
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机译:识别购物行为的系统和方法
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摘要
A computer-implemented method for identifying cardholder spree shopping behavior is implemented by a spree shopping identification (SSI) computing device in communication with a memory. The method includes receiving historical transaction data from a payment processor and generating at least one shopping profile using at least a portion of the historical transaction data. The shopping profiles include at least one leading indicator used to identify transaction characteristics consistent with spree shopping behavior. The method further includes receiving current transaction data, applying the shopping profiles to the current transaction data, and determining that a candidate cardholder is engaged in spree shopping behaviors.
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