POOLING SECURITY DEPOSIT MANAGEMENT APPARATUS AND METHOD THEREOF

摘要

The present invention relates to a pooling security deposit management apparatus providing less risk and better returns to a depositor than an existing P2P loan, and method thereof. The pooling security deposit management apparatus comprises: pooling security deposit account part opening a plurality of deposit accounts for pooling security, setting a part of a deposited amount in each of the opened accounts as a pooling security amount, and provides compensation in accordance with a security rate for the deposited amount; pooling security management part limiting a total loan amount based on the set pooling security amount in each of the deposit accounts; and a loan processing part receiving requests for loans from a plurality of loaners for the total loan amount and process the loans.;COPYRIGHT KIPO 2017