system for mobile payment, and method for making payment for a contemporary transaction, and for operating a mobile communication device

摘要

A mobile payment system for effecting payment for a contemporaneous transaction comprises a payment terminal having a proximity reader configured to detect an identifier associated with a wireless communication device. A central server is in operative communication with the payment terminal and the wireless communication device. At least one database, accessible by the central server, contains an association between the identifier and the wireless communication device. The central server is further operative to send transaction information to the wireless communication device.