GROUP INSURANCE PREMIUM ESTIMATION METHOD AND APPARATUS, COMPUTER DEVICE AND STORAGE MEDIUM

摘要

The present application provides a group insurance premium estimation method, comprising: acquiring, from a database, a target insurance plan of which the insurance premium is to be estimated; extracting, from the target insurance plan, an insurance factor influencing the insurance premium price; searching, according to the insurance factor, for a set of historical insurance plans matching the target insurance plan; acquiring the insurance premium price corresponding to each of the insurance plans in the set of historical insurance plans; determining, according to the acquired insurance premium prices corresponding to the respective historical insurance plans, an initial price range corresponding to the target insurance plan; acquiring a total insurance premium achieved during the previous cycle, determining a corresponding adjustment factor according to the total insurance premium; determining, according to the adjustment factor and the initial price range, an insurance premium price range corresponding to the target insurance plan.