INTEGRATED PERSONAL FINANCE MANAGEMENT SYSTEM FOR MANAGING CASH FLOW

摘要

This disclosure is directed to computing services that provide consolidated financial data associated with a user, along with metrics that indicate the user's performance in his/her savings. A service system can receive financial account-based information associated with a user and link that information to a user profile of the user. The financial account-based information may be used by the FLO service system to obtain financial transaction data from individual ones of the user's financial accounts. The financial transaction data may then be used to dynamically generate one or more metric values, such as free cash flow, FLO score, indicating the free cash flow as a percentage of cash outflow, and the like. These metric values may be determined dynamically over various time frames and displayed to provide a picture of the user's financial health. The system may also enable interactions with a financial advisor.