首页> 外国专利> CREDIT REPORT PARSING PROCESSING METHOD AND DEVICE, COMPUTER DEVICE AND STORAGE MEDIUM

CREDIT REPORT PARSING PROCESSING METHOD AND DEVICE, COMPUTER DEVICE AND STORAGE MEDIUM

机译:信用报告解析处理方法及装置,计算机装置及存储介质

摘要

Disclosed are a credit report parsing processing method and device, a computer device and a storage medium. The method comprises: obtaining a credit report of a user (S101); parsing information recorded in the credit report to determine the privacy information and the credit records in the credit report (102); performing rule parsing on the credit records by using a preset rule model, and generating a parsing result for evaluating credit standing of the user (S103); determining, on the basis of the parsing result, whether the user can apply for a loan business (S104); and when it is determined that the user can apply for the load business, sending a message notification to a service terminal to inform the service terminal that the user can apply for the loan business (S105). The parsing result that can be used for evaluating the credit standing of a user is formed, and it is not necessary to query the credit report of the user each time, so the credit inquiry times of the user is prevented from being influenced; and a judgement basis for the agent to perform business processing is provided, thereby improving the working efficiency of the business agent.
机译:本发明公开了一种信用报告解析处理方法和装置,计算机装置和存储介质。该方法包括:获得用户的信用报告(S101);以及解析信用报告中记录的信息,以确定信用信息中的隐私信息和信用记录(102);通过使用预设的规则模型对信用记录进行规则解析,并生成解析结果以评估用户的信用状况(S103);根据解析结果,判断用户是否可以申请贷款业务(S104);当确定用户可以申请贷款业务时,向服务终端发送消息通知,通知服务终端用户可以申请贷款业务(S105)。形成了可用于评估用户信用状况的解析结果,不必每次都查询用户的信用报告,从而避免了对用户信用查询时间的影响。提供了代理进行业务处理的判断依据,从而提高了业务代理的工作效率。

著录项

  • 公开/公告号WO2020006900A1

    专利类型

  • 公开/公告日2020-01-09

    原文格式PDF

  • 申请/专利权人 PING AN TECHNOLOGY (SHENZHEN) CO. LTD.;

    申请/专利号WO2018CN108394

  • 发明设计人 ZHANG SHIHANG;

    申请日2018-09-28

  • 分类号G06Q30/06;

  • 国家 WO

  • 入库时间 2022-08-21 11:14:00

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