A PUBLIC INTERFACE FOR IMPROVED BANKING SECURITY, SHARED TRANSACTION AS POSITIVE REVIEWS, EMPLOYEE ACHIEVEMENTS, ONLINE MARKETING AND BANK INCENTIVES.

摘要

The disclosed innovation is an interface that allows bank clients to share chosen transactions publicly, which are posted as positive reviews to market the product or service (1). The interface communicates and leverages with the internal interface of secure online banking and their separate application, maintaining the same internal security measures (1). These are more frequently monitored by the client, solving any issues of fraudulent transactions as they are instantaneously raised. Innovative incentives from sharing these positive reviews are also instantly received (2), such as interest on spending (4) and the bank's e-coins or any other accumulated points system whose value are determined by the marketing provided by the bank for its internal businesses and external clients (3). This is also communicated data to a separate incentives application where the external and/or internal businesses can see these reviews and read improvement suggestions privately sent to the message system within the app (5). It also provides a central location for employee achievements who receive incentives from the bank, due to businesses paying for marketing and then rewarding their employees for the customers they serve (5). The interface also prescribes postings for a business network where they can share their own creations, products and services, make purchases and securely message and provide feedback (2) through a system to connect to internal bank clients (2).