SYSTEM FOR CREATING WHITE-LABELED REWARDS AND PERSONALIZED RECOMMENDATION PLATFORM

摘要

Disclosed is a computer-implemented system for creating a white-labeled rewards and personalized recommendation platform comprising: a merchant digital channel or onsite payment device for processing the purchase order of the customer; a product data mining server configured to harvest publicly accessible information of rewards merchants to capture new, trending and sale items; and an e-commerce enabler digital channel for referring online or offline transactions, whereby a customer can access transaction recommendations via website, mobile applications, EDM (Electronic Direct Mail), SMS, or social media of the e-commerce enabler. E-commerce are credit card, debit card, e-wallet, loyalty, logistics, telco, and other companies that are connected in an e-commerce journey. The system allows prompt rewards even with purchases that may be returned or reservations be cancelled by having a chargeback option for rewards.