System for calculalting automobile insurance fee based on driving pattern and method therefor

摘要

Disclosed is a system and method for calculating automobile insurance premiums based on driving patterns. A vehicle insurance calculation system according to an embodiment of the present invention includes a GPS sensor and an acceleration sensor, detects speed change information and impact amount information of a vehicle using the GPS sensor and the acceleration sensor, and detects the detected speed change information and A driving management terminal providing driving information including impact amount information; And receiving the driving information provided from the driving management terminal, analyzing a driving pattern for the driver of the car based on the received driving information, and insurance premiums for the driver of the car based on the analyzed driving pattern. It includes a server to calculate.