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1 Encouraging Behavior Change in Credit Counseling: An Application of the Transtheoretical Model of Change (TTM)

机译：1信贷咨询中鼓励行为的变化：跨理论变革模型（TTm）的应用

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Jing Jian Xiao; Jiajun Wu; Jiayun Wu;
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年度 2006
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1 Encouraging Behavior Change in Credit Counseling: An Application of the Transtheoretical Model of Change (TTM)

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