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ANALISIS PERSEPSI KONSUMEN TERHADAP FITUR KARTU KREDIT DAN IMPLIKASINYA PADA PENGEMBANGAN BISNIS KARTU KREDIT DI PT BANK ABC

机译:消费者对信用卡功能的认知度分析及其对PT BABC ABC信用卡业务发展的影响

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摘要

This thesis is intended to make an analysis of the customer profile of ABC credit card customers and also their perception on feature product performances . This research includes : a. identifying the characteristics and conduct of bank ABC credit card consumers, b. analyzing the features expected by customer from a credit card, c. developing a strategy of bank ABC to fulfill the expected features. By applying the Fishbein Multiatribute analysis and by comparing it with credit cards of the competitor banks, that is Citibank and BCA, it is found out that the ABC credit cards has advantage on inexpensive annual fee and loan interest. Observing the multifunction / feature of the ABC credit card in the third position and in view of the ABC banking technology which can still accommodate the consumers expectation, then it is considered necessary to multiply feature by connecting it with the previous research carried out by MARS stating that the positioning of the ABC credit card is family credit card, then the future strategy of bank ABC in the credit card business is multiplying features of the credit card aimed at the families routine payment facilily closely related to the needs of family through promotion made in the electronic media and printed media in an directed and focused manner. The analysis in line with effort to set up the marketing strategy and the card business development of ABC.
机译:本文旨在分析ABC信用卡客户的客户概况以及他们对特色产品性能的看法。这项研究包括:确定银行ABC信用卡消费者的特征和行为; b。分析客户期望使用信用卡的功能; c。制定银行ABC的策略以实现预期功能。通过应用Fishbein多属性分析,并将其与竞争对手银行的花旗银行和BCA的信用卡进行比较,发现ABC信用卡在廉价的年费和贷款利息方面具有优势。观察第三位的ABC信用卡的多功能/功能,并考虑到仍能满足消费者期望的ABC银行技术,则有必要将其与MARS先前进行的研究相结合来增加功能认为ABC信用卡的定位是家庭信用卡,那么银行ABC在信用卡业务中的未来策略就是通过针对信用卡的功能,通过针对家庭日常付款的方式,促进与家庭需求密切相关的家庭日常支付,以促进电子媒体和印刷媒体以有针对性的方式聚焦。该分析符合农行制定营销策略和卡业务发展的努力。

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  • 作者

    Sundari Tuti;

  • 作者单位
  • 年度 2002
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  • 原文格式 PDF
  • 正文语种 en
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